About Europace
Europace AG operates EUROPACE, Germany’s largest transaction platform for real estate financing, home savings products, and personal loans. With an annual transaction volume exceeding 85 billion euros and more than 800 partners, Europace is the central marketplace for the financing industry.
The Projects
innFactory develops several key products for Europace that are part of the Europace One offering.
Europace Store
The EP Store is the central platform for managing and billing Europace products like Europace One. Financial advisors can book, cancel, or purchase additional subscriptions there. Administrators can also manage this for other users and handle billing.
Core Features:
- Subscription Management: Book, cancel, terminate, or extend subscriptions
- Billing and Payment Processing: Automatic invoicing via Nitrobox, payment processing via Adyen
- Event Communication: Central event bus transmits relevant events (start, termination, cancellation of subscriptions) to other applications
- User Customization: New users can customize design and configure additional settings
Our Development Services:
- Backend Development with Spring Boot in Java
- Frontend Development with TypeScript and React
- Integration of Nitrobox (billing) and Adyen (payment)
- Event Bus Architecture for system communication
- Deployment on Kubernetes with strict encryption standards
Self-Service Prolongation
The Self-Service Prolongation offers financial advisors a convenient solution to process prolongation requests quickly and efficiently digitally. End customers can initiate their prolongation independently and easily online.
Benefits for Brokers:
- Valuable time savings through self-service
- Increased customer satisfaction
- Transparent processes
The Platform Offers Users:
- Convenient and comprehensive view of the current loan agreement
- Important contract information such as monthly rate, interest rate, and term available on mobile at any time
- Seamless integration of Europace interfaces: Bank information is automatically transferred and displayed
Our Development Services:
- Serverless Architecture with SST (Serverless Stack) on AWS
- CDK Constructs following Europace security standards
- Self-Service Portal for end customers
- Automated Workflows for prolongation offers
- API Integration with the Europace core platform
Technical Highlights
Maximum Security
As a FinTech platform, Europace has the strictest security requirements:
- End-to-End Encryption of all sensitive data
- Compliance with BaFin regulations and GDPR
- Audit Logging for complete traceability
- Custom CDK Constructs for consistent security standards
Modern Architecture
| Component | Technology |
|---|---|
| Store Backend | Spring Boot (Java) |
| Prolongation Backend | SST (Serverless) |
| Frontends | TypeScript / React |
| Infrastructure | AWS CDK |
| Container | Kubernetes |
| Billing | Nitrobox |
| Payment | Adyen |
| Security | Europace CDK Constructs |
Results
With the components developed by innFactory, Europace enables its partners to:
- Faster Closings through self-service tools
- Higher Application Quality through automated verification
- Better Customer Retention through modern portals
- Efficient Tool Management via the central store
- Transparent Billing through automated billing processes
Related Services: AWS Cloud | Serverless Development | FinTech Solutions
Image sources: Screenshots with kind permission from Europace AG.
